On March 29, 2010, the Louisiana Legislature convened the 2010 Regular Session with final adjournment on Monday, June 21, 2010.

The PIA of Louisiana Governmental Affairs Committee and our lobbyist Robert Wooley reviewed bills of potential impact to our industry and determined positions on each. Below you will find the bills that PIA of Louisiana tracked this session including the final outcome of each instrument we monitored. You can click on the link for each of the bill numbers to find the text of the bill if you would like to view the history of the bill or read the bill in its entirety.

We appreciate your support of our legislative efforts in 2010 and we welcome any of your questions, comments or concerns related to this or other previous sessions, as well as on a going-forward basis.

2010 Regular Legislative Session Summary
Bills of Interest

Instrument	Author	Summary	Action
HB25	ABRAMSON	Exempts La. Citizens Property Insurance Corp. from posting bonds	Defeated by Senate Judiciary Committee
HB44	KLECKLEY	Requires insurers to include certain information relative to refund of certain assessments levied by the LA Citizens Property Insurance Corporation with policies sent to insureds	Signed by the Governor Act 335
HB239	KLECKLEY	Requires each authorized insurer and health maintenance organization to produce and maintain a written insurance anti-fraud plan	Signed by the Governor Act 688
HB244	KLECKLEY	Provides relative to health insurance coverage for unmarried dependent children	Signed by the Governor Act 912
HB280	KLECKLEY	Provides for continued health insurance coverage for an unmarried dependent student during a medically necessary leave of absence	Died in House Committee
HB282	ROY	Provides relative to reinstatement of insurance policies and contracts subsequent to cancellation	Signed by the Governor Act 1016
HB285	PEARSON	Exempts surplus lines insurance delivered by approved unauthorized insurers from laws regarding form and rate filing and approval	Signed by the Governor Act 189
HB299	CORTEZ	Authorizes the commissioner of insurance to promulgate rules and regulations relative to certain federal laws subject to legislative oversight	Subject to Call -- Final House Passage
HB378	DOWNS	Provides relative to health insurance claims review or audit	Defeated by House Committee
HB446	ROY	Repeals provisions defining and otherwise providing with respect to certificates of insurance	Subject to Call -- Final House Passage
HB447	PEARSON	Provides relative to certificates of insurance	Signed by the Governor Act 1017
HB460	KLECKLEY	Allows for the use of flex-rating for personal lines property and casualty insurance	Indefinitely deferred in House Committee at the request of the bill's author
HB463	KLECKLEY	Provides for technical recodification of certain provisions of the LA Insurance Code relative to general insurance policy requirements	Signed by the Governor Act 375
HB465	KLECKLEY	Provides for technical recodification of certain provisions of the LA Insurance Code relative to property insurance	Signed by the Governor Act 703
HB511	HARRISON	Provides for timely combined medical billing for a single inpatient or outpatient surgery or other medical procedure	Defeated by House Committee
HB512	HARRISON	Provides that the only credit factor that may be used in determining insurance premiums is that relating to the payment of insurance premiums	Defeated by House Committee
HB668	LEGER	Prohibits the cancellation, nonrenewal, or increase in premium of an insured's homeowner's insurance policy based on the presence of Chinese drywall or a claim related to Chinese drywall	Was abandoned in favor of SB 595, which was a similar piece of legislation
HB698	HARRISON	Prohibits arbitration or any other type of binding mediation by automobile insurers for certain purposes	Signed by the Governor Act 828
HB706	ABRAMSON	Provides relative to application to the Louisiana Citizens Property Insurance Corporation for coverage and issuance and renewal of a policy by such corporation	Signed by the Governor Act 1023
HB794	PERRY	Provides for the period of time allowed between completion of the prelicensing program for insurance agents and their examination for licensure	Indefinitely deferred in House Committee at the request of the bill's author
HB932	GALLOT	Prohibits a policyholder under a motor vehicle liability policy from permitting any person excluded from coverage to drive the covered vehicle	Defeated by House Committee
HB952	KLECKLEY	Provides relative to the policy take-out program for the LA Citizens Property Insurance Corporation	Signed by the Governor Act 397
HB1008	HARRISON	Provides relative to compensation an owner of a vehicle for the depreciation in the value of that vehicle after it has been repaired	Signed by the Governor Act 725
HB1011	HARRISON	Provides relative to the adjustment and settlement of first-party motor vehicle total losses	Signed by the Governor Act 1032
HB1147	GALLOT	Prohibits a policyholder from allowing any person excluded from liability coverage to drive the covered vehicle	Defeated by House Committee
HB1148	GALLOT	Prohibits the exclusion of any person from coverage under a motor vehicle liability policy	Indefinitely deferred in House Committee at the request of the bill's author
HB1182	GREENE	Requires network adequacy of health insurance issues	Indefinitely deferred in House Committee at the request of the bill's author
HB1191	TALBOT	Authorizes establishment of an interstate compact governing the sale of health insurance policies and subscriber agreements across state lines	Substitute Adopted on the House Floor (Became HB1474)
HB1210	SCHRODER	Provides with respect to the Louisiana Public Adjuster Licensing LawSubstitute	Adopted on the House Floor (Became HB1475)
HB1326	ARNOLD	Provides for depopulation of the Louisiana Citizens Property Insurance Corporation by domestic insurers via reinsurance	Indefinitely deferred in House Committee at the request of the bill's author
HB1328	HARDY	Requires that the owner of dangerous dog shall maintain liability insurance to redress any personal injury inflicted by the animal	Indefinitely deferred in House Committee at the request of the bill's author
HB1330	LITTLE	Removes the requirement that the La. Citizens Property Insurance Corporation maintain separate accounts and records for the Coastal Plan and the FAIR Plan	Signed by the Governor Act 414
HB1331	ELLINGTON	Provides relative to creation of liability trust funds	Signed by the Governor Act 415
HB1338	WADDELL	Requires insurance companies to inform insureds to turn in license plates for certain vehicles	Died in House Committee
HB1360	WOOTON	Amends provisions of law regarding insurance fraud	Substitute Adopted on the House Floor (Became HB1483)
HB1474	TALBOT	Provides relative to the sale and purchase of health insurance coverage	Signed by the Governor Act 952
HB1475	SCHRODER	Authorizes a public adjuster to charge a specified percentage fee for their services	Subject to Call -- House Final Passage
HB1483	WOOTON	Establishes penalties for knowingly and willfully committing health care fraud	Signed by the Governor Act 632

Instrument	Author	Summary	Action
SB113	LONG	Repeals the requirement of filing policies and applications by foreign and alien insurers when applying for a certificate of authority	Withdrawn from the files of the Senate
SB114	LONG	Provides for minimum collision coverage amounts of uninsured motorist insurance	Withdrawn from the files of the Senate
SB115	LONG	Provides for the cancellation and renewal of commercial automobile insurance policies	Withdrawn from the files of the Senate
SB116	LONG	Provide for biannual renewal of surplus lines broker license, commissions and continuing education hours	Withdrawn from the files of the Senate
SB133	MORRELL	Provides for actuarial opinions relative to property and casualty insurance companies	Died in Senate Committee
SB138	QUINN	Provides that approved unauthorized insurers delivering surplus lines insurance in this state shall not be required to file or seek approval of their rates and forms	Died in Senate Committee
SB150	DUPLESSIS	Provides relative to automobile insurance rates after a voluntary lapse in coverage occurs	Signed by the Governor Act 636
SB155	MURRAY	Prohibits contractual credit to a UM carrier for workers' compensation and medical paid	Died in Senate Committee
SB181	N. GAUTREAUX	Provides regarding the use of wind zone models when writing insurance policies covering wind damage	Subject to Call . Senate Final Passage
SB230	B. GAUTREAUX	Provides for increasing the termination age for children under health and accident policies to age 26	Indefinitely deferred in Senate Committee at the request of the bill's author
SB246	MCPHERSON	Removes ten percent penalty on early cancellation of insurance policies	Signed by the Governor Act 169
SB267	LAFLEUR	Provides for access to records of certain insureds by the commissioner of insurance	Died in Senate Committee
SB268	LAFLEUR	Provides for the creation of the Louisiana Insurance Guaranty Association Law	Signed by the Governor Act 959
SB317	HEBERT	Provides relative to the Louisiana Insurance Code	Died in Senate Committee
SB349	LAFLEUR	Provides for the prohibition of balance billing	Defeated by Senate Committee
SB359	BROOME	Provide for network adequacy in the health insurance market	Substitute Adopted on the Senate Floor (Became SB795)
SB547	MARIONNEAUX	Authorizes exemplary damages for certain activities	Failed Senate Final Passage
SB578	CLAITOR	Prohibits health insurers from seeking reimbursement from an insurer providing automobile medical payment coverage to the health insurer's insured without written consent of the insured, or member, or his legal representative	Defeated by Senate Committee
SB595	QUINN	Prohibits increase in premium, cancellation or failure to renew certain insurance policies due to the presence of Chinese drywall	Signed by the Governor Act 1005
SB662	HEBERT	Provides with respect to claims adjusters	Signed by the Governor Act 1007
SB663	HEBERT	Provides for minimum collision coverage amounts of uninsured motorist insurance	Signed by the Governor Act 210
SB665	HEBERT	Repeals the requirement of filing policies and applications by foreign and alien insurers when applying for a certificate of authority	Signed by the Governor Act 105
SB667	HEBERT	Provides for the cancellation and renewal of commercial automobile insurance policies	Signed by the Governor Act 106
SB668	HEBERT	Provides for increasing the termination age for children under health and accident policies to age 26	Died in Senate Committee
SB669	HEBERT	Provide for biannual renewal of surplus lines broker license, commissions and continuing education hours	Signed by the Governor Act 967
SB672	HEBERT	Provide for access to records of certain insureds by the commissioner of insurance	Signed by the Governor Act 107
SB698	PETERSON	Provides for employer-provided health plans and specialty pharmacies	Defeated by Senate Committee
SB795	BROOME	Provides for network adequacy in the health insurance market	Indefinitely deferred in House Committee at the request of the bill's author