2016 Flood Agent/Company Locator
To post your information to let your policyholders and those in the
industry know where you are click here. If you are in need of
assistance, please let us know here as well.
What is PIA?
   •  Join Now
   •  Contact Us
PIA of Louisiana
   •  Board
   •  Committees
   •  Staff
PIA National
Local Chapters
   •  Conference
1752 Club








The Great Flood of 2016 Disaster Relief

We continue to assist members in the aftermath of the flooding in Louisiana. Please note that we still have some cleaning and office supplies available, so if you're still in need please contact us at the PIA office so we can make arrangements to get these to you. We provide you with a couple of other reminders below:

Communications Central

Disaster Relief Center — This resource that can be found on the front page of our website — it provides many links that may be helpful to you during this time. If you're looking for something, check here for it. Also, if we're missing anything that should be included here, please pass that on so we can make sure to get it posted.

We also encourage you to use our Agency/Company Locator so others can locate and contact you as well. We're advertising this on Facebook, so it's possible that if your insured is looking for you they may stumble upon this site. We encourage all our members to share this information as well, so we can get the message out.

Social Media — Be sure to "like" us — "Professional Insurance Agents of Louisiana" — on Facebook. We are posting communications that are helpful to your insureds that you can easily "like" and "share" to help spread the word. #pialastrong.

NFIP Deadline Extended for Louisiana

The Federal Emergency Management Agency (FEMA) has granted an extension to file proof-of-loss claims for National Flood Insurance Program (NFIP) policyholders in Louisiana who were affected by August's severe storms and flooding.

Louisiana Insurance Commissioner Jim Donelon had sought the extension earlier this month. NFIP insureds impacted by the flooding now have 120 days from the date of loss to file a flood insurance claim, effectively doubling the 60-day window usually provided for policyholders to submit a fully documented, signed and sworn proof-of-loss claim. FEMA determined Louisiana policyholders need more time to file claims given the recent flooding's magnitude.

Meanwhile, Louisiana Gov. John Bel Edwards has extended an emergency rule through Oct. 12 that prevents insurers from canceling or not renewing residential and commercial property insurance on flood-stricken policyholders.

Upcoming PIA Events
09/27/2016 -- CPIA-2 Implement for Success
(Kenner, LA)

10/04/2016 -- North Shore Chapter Meeting

10/05/2016 -- CISR Personal Auto
(Lafayette, LA)

10/06/2016 -- CISR Personal Auto
(Baton Rouge, LA)

10/07/2016 -- CISR Personal Auto
(Kenner, LA)

10/12/2016 -- Baton Rouge Chapter Meeting

10/18/2016 -- Acadiana Chapter Meeting

10/25/2016 -- CPIA-3 Sustain Success
(Kenner, LA)

10/27/2016 -- New Orleans Chapter Big Easy Bash

11/02/2016 -- New Orleans Chapter Meeting

Virtual Exhibit Hall

Check out our
Virtual Exhibit Hall

Disaster Relief Center
Click to enter our
Disaster Relief Center

PIA Disaster Relief Fund for Louisiana

When disasters strike, PIA members are there to help, providing assistance.

As a result of the catastrophic flooding in Louisiana, the PIA Disaster Relief Fund has been reactivated. The PIA Insurance Foundation is providing disaster assistance grants to Main Street business owners who were affected by the August 11, 2016 storm and flooding events in Louisiana.

The PIA Disaster Relief Fund is soliciting charitable donations and providing relief grants to Main Street businesses that may be facing gaps in the insurance coverages or other assistance available to them. Funds are available in areas of Louisiana covered by Federal or state declarations of disaster related to these flood events.

"PIA has a long history of providing charitable disaster aid to Main Street business owners when extraordinary events overtake the individual operations' ability to respond on their own," said PIA National Executive Vice President & CEO Mike Becker. "When disaster strikes, the PIA Insurance Foundation steps up to help, by soliciting funds and accepting grant applications."

Details regarding the PIA Disaster Relief Fund including criteria are available online.

I want to donate.                       I wish to apply for a relief grant.

After the Flood: Post-Disaster Insurance Considerations

Insurance Commissioner Jim Donelon is advising Louisiana home and business owners of insurance considerations to keep in mind as they work through the recovery process. This comes as the Federal Emergency Management Agency (FEMA) has granted National Flood Insurance Program (NFIP) policyholders a 60-day extension to file Proofs of Loss for claims resulting from the August flooding.

"For NFIP policyholders, there are deadlines to keep in mind as well as changes in living situations that may necessitate adjustments to insurance coverage. For those not directly impacted by the flooding, I encourage them to review the coverages they have in place to ensure their property and contents are adequately protected," said Commissioner Donelon. "As we work through the next stages of recovery there are certain insurance matters to keep in mind that can help you avoid further hurdles in the rebuilding process."

NFIP policyholders filing claims must submit a Proof of Loss. The Proof of Loss is a sworn statement of the amount a policyholder is claiming including necessary supporting documentation. FEMA recently announced a 60-day extension for NFIP policyholders to submit the required documentation giving them 120 days from the date of the flood event to submit their Proof of Loss. Similar extensions were granted after the major flooding in Louisiana in March 2016 and in the northwest and central regions of the state in May 2015.

Filing the Proof of Loss is necessary even after filing a claim for your flood damage. This document substantiates the insurance claim and is required before the NFIP can make payment. If you need to file a claim as a result of the recent flooding, contact your agent or call the NFIP at 1-800-621-FEMA (3362).


PIA Statement on Financial CHOICE Act (H.R. 5983)

PIA National issued this statement on the draft of the Financial CHOICE Act (H.R. 5983). The bill was introduced on September 9, 2016 by its sponsor, House Financial Services Committee Chairman Jeb Hensarling (R-TX). It then went to a committee markup on September 13, 2016.

In PIA's statement, we express serious concerns about the creation of a new federal office called the independent insurance advocate, stating that "we remain unconvinced of the need to create a permanent insurance office in the federal bureaucracy."

Thanks to Our 2016 PIA Partners:

American Strategic Insurance (ASI)

Capital Premium Financing

LUBA Workers' Comp

Markel FirstComp

Prime Rate Premium Finance Corporation

Stonetrust Commercial Ins. Co.