PIA of Louisiana's 72nd Annual Convention
July 25-28, 2015 • Perdido Beach Resort
Orange Beach, AL
Watch PIA's 10-Year Anniversary of Hurricanes
Katrina and Rita Video
In the News: Hurricane Katrina 10 Years Later
PIA National President Richard A. Clements, David Clements
of Clements Insurance Services in Chalmette, Louisiana, share their personal
experiences about the days before, during and after Hurricane Katrina hit
the New Orleans area and how the insurance industry quickly jumped into
action to help out the citizens impacted by the storm, in this video:
Hurricane Katrina 10 Years Later (National Underwriter/PC360 8/18/15)
The Man Who Led the Hurricane Katrina Recovery:
Ten years after the most
costly natural disaster in U.S. history, Robert Wooley
reflects on how the
insurance industry did the work no one else could do. PIA's Lobbyist
Robert Wooley was commissioner of insurance for Louisiana during Hurricane
Katrina. He discusses the long days and nights following "The Storm," the
wisdom of not making unrealistic promises in the face of desperation and
lessons learned for the insurance industry, in an
Editor-in-Chief Shawn Moynihan.
More than $2.3 Million in Additional
Claims Payments Recovered for Louisiana Consumers So Far in 2015
Insurance policyholders who have questions about their coverage
or who are not satisfied with the resolution of a claim are reminded
to contact the Louisiana Department of Insurance (LDI) for help.
In the first six months of 2015, the LDI recovered an additional
$2.37 million for insurance policyholders. Insurance Commissioner
Jim Donelon says the funds are the result of LDI staff working with
insurance companies to resolve complaints and are in addition to the
original amounts offered to consumers by their insurance companies.
"As part of our charge to make certain that insurers comply with laws
in place to protect policyholders, the LDI works with insurance
companies to resolve formal complaints and, if warranted by their
case, can aid policyholders in securing additional insurance
settlements," said Commissioner Donelon. "Our trained Consumer
Services staff are available to assist with inquiries and if you're
at odds with your insurance company, you can call us to learn what
your options are. We often hear from grateful consumers who were not
aware that help is just a phone call away." To view a recent consumer
testimonial, please visit the Department's video channel at
New Deputy Commissioners Announced
Commissioner Donelon announced two new appointments to offices
that strive to inform consumers of their rights and work to
educate the public to eliminate waste and fraud. Jeffrey Zewe
has been appointed Deputy Commissioner of the newly formed
Office of Consumer Services and Darie Jordan has been named
Director of the Louisiana Automobile Theft and Insurance Fraud
Prevention Authority (LATIFPA).
"Both of these offices are essential to the consumer experience.
The Office of Consumer Services is on the front line of assisting
consumers with questions, concerns and guidance about insurance.
The LATIFPA works to educate consumers and to reduce theft and
fraud—one of the causes of inflated policy costs in our
state. I have full confidence that Jeff and Darie will bring a
wealth of knowledge and fresh perspectives to guide these offices,"
said Commissioner Donelon.
Department of Insurance Cautions
Senior Citizens of
Unlicensed Company Selling Dental Products
Senior citizens are being warned to be on the lookout for a
company called Dental2U that is unlicensed to sell dental insurance
in Louisiana. The Louisiana Department of Insurance obtained an
Order from the 19th Judicial District Court against Dental2U,
Paul A. Granzier and Richard N. Hartman for operating without
a license. The company has been marketing and selling a dental
plan to residents of long-term care and nursing home facilities
in Louisiana and other states.
The Louisiana Department of Insurance received a complaint from
a nursing home resident who reported that she and other residents
had purchased dental plans from Dental2U which were marketed as
insurance programs. The customer contacted the Louisiana Department
of Insurance which investigated the matter and found that the
company was not licensed to sell health, accident and life insurance
products in the state of Louisiana.
"We are issuing a warning to seniors because we have learned this
unlicensed company is targeting residents of nursing home facilities
in south Louisiana, specifically in the Greater New Orleans, Baton
Rouge and northshore areas, and may be reaching out to potential
targets in other parts of the state as well," said Insurance
Commissioner Jim Donelon. "If a consumer wants to verify whether
a company is licensed to sell insurance in Louisiana, they can
call our toll-free number 1-800-259-5300."
A list of licensed companies is also located on the Louisiana
Department of Insurance website
www.ldi.la.gov. Commissioner Donelon
urges consumers who feel uneasy about any insurance related transaction
to call the Fraud Division of the Louisiana Department of Insurance
at 225-342-4956 or 1-800-259-5300. If callers do not want their names
used, they can request that their involvement be kept confidential.
Cyber Security and Insurance Coverages
Amid a rising number of data breaches, financial fraud and identity
theft, cyber coverage is popular in today's excess and surplus (E&S)
lines market, experts say. Cyber represents a small but expanding
portion of the overall E&S market, says Randall W. Goss, chairman
and CEO of U.S. Risk Insurance Group Inc. "[Cyber is] obviously the
hot product today," said James Drinkwater, property/casualty brokerage
division president of AmWINS Group Inc. in New York commenting this
month in Business Insurance. "That's one of the things that everybody
is looking at, and I think demand continues to increase."
PIA National Senior Vice President of Industry Affairs Patricia A. Borowski
took a comprehensive look earlier this year at where the insurance industry
stands on cyber coverage issues in her article in PIA Connection,
Cyber Security and Insurance Coverages.
To find out more about the Cyber Liability Products available to you
and your agency through PIA, please contact Natalie Cooper at
www.piaoflouisiana.com. To get an easy quote, click
Thanks to Our 2015 PIA Partners:
American Strategic Insurance (ASI)
Capital Premium Financing
LUBA Workers' Comp
Prime Rate Premium Finance Corporation
Stonetrust Commercial Ins. Co.