PIA of Louisiana's 72nd Annual Convention
July 25-28, 2015 • Perdido Beach Resort
Orange Beach, AL
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Watch PIA's 10-Year Anniversary of Hurricanes
Katrina and Rita Video

It's Election Time!

Last issue of The Agent's Link, we sent you a report from our lobbying team at Adams and Reese that highlighted the candidates running for this year's state-wide election. If you missed it, you can find it again here. We just want to remind you that we look to our members to let us know who we need to be supporting in these races. Contact Jody at the PIA office to request a PAC check for the candidate of your choice in your district!

What Will the Resignation of John Boehner
Mean for Agents?

Speaker of the House John Boehner (R-OH) shocked the political world by resigning both the speakership and his congressional seat. His resignation is effective October 30. Speaker Boehner had long been expected to stand down after the 114th Congress, but his speeded-up resignation seems to have been inspired by an expected challenge to his leadership within the caucus this fall, and the emotional visit to Congress by Pope Francis.

The abrupt change in House leadership may have ramifications for PIA's legislative priorities, but at this point, with leadership elections pending, it is hard to assess what they might be. Going forward, whoever the new speaker is will also have a combative caucus to lead. This means there will likely be less compromise.

PIA's legislative priorities are vital to our members! Although our legislative priorities often have bipartisan support, we must continue to fight to advance them, no matter who is in leadership on Capitol Hill. Right now, PIA is engaging with congressional offices to continue to push our policy agenda both before Speaker Boehner's resignation comes into effect, and after a new speaker is put into office.

Upcoming PIA Events
10/14/2015 -- Baton Rouge Chapter Meeting and CISR Conferment

10/15/2015 -- Saints Tailgate Party
(L'auberge Casino Baton Rouge)

10/20/2015 -- Acadiana Chapter Meeting

10/20/2015 -- CISR Commercial Casualty - 2
(Lafayette, LA)

10/21/2015 -- CISR Life & Health Essentials
(Baton Rouge, LA)

10/22/2015 -- New Orleans Chapter's Big Easy Bash

10/27/2015 -- CISR Commercial Casualty - 2
(Shreveport, LA)

10/28/2015 -- CISR Commercial Casualty - 2
(Baton Rouge, LA)

10/29/2015 -- CISR Commercial Casualty - 2
(Kenner, LA)

11/03/2015 -- CPIA-3 Sustain Success
(New Orleans, LA)

Virtual Exhibit Hall

Check out our
Virtual Exhibit Hall

Hurricane Relief Center
Click to enter our
Hurricane Relief Center

PIA Praises House Passage of PACE Act

PIA is praising passage by the House of Representatives of the Protecting Affordable Coverage for Employers (PACE) Act (H.R. 1624/S. 1099). The legislation would enable states to keep the current definition of a small group market in health insurance at 50 or fewer employees. PIA actively lobbied for passage of the bill, which was approved under suspension of the rules on Sept. 28.

"This bill will allow small and mid-sized businesses to continue to provide affordable healthcare coverage to their employees, without interference by the federal government," said PIA National Executive Vice President & CEO Mike Becker. "It will mitigate premium increases and market disruption. PIA thanks the House for approving this important legislation by unanimous consent and we urge the Senate to quickly follow suit."

Support Continues to Build For Repeal of Cadillac Tax

The effort to repeal the Cadillac Tax is continuing to gain support. It is also becoming more bipartisan, as 11 Senate Democrats just announced their support for repeal of the provision of the Affordable Care Act (ACA) which, starting in 2018, would impose a 40% excise tax on the portion of health plan premiums exceeding $10,200 for single coverage and $27,500 for family coverage.

PIA strongly supports repeal of the Cadillac Tax and has joined with a diverse coalition of business interests including the U.S. Chamber of Commerce in opposition. PIA has endorsed a repeal bill introduced in the Senate (S. 2045) by Sens. Dean Heller (R-NV) and Martin Heinrich (D-NM), along with a companion bill in the House ( H.R. 2050) by Rep. Joe Courtney (D-CT).

Opposition from Democrats in the Senate significantly broadens the opposition to the Cadillac Tax. It includes veteran lawmakers such as Sens. Charles Schumer (D-N.Y.) and Pat Leahy (D-Vt.), along with Vermont independent senator and presidential candidate Bernie Sanders (I-Vt.).

What It Means to Agents: PIA opposes the Cadillac Tax because it will negatively impact the employer-sponsored health insurance market that millions of middle class Americans rely on. It will impact not just high-benefit plans, but moderate-benefit plans and it could have a disparate impact on the age, gender, family-size and geographic location of an employer's workforce.

Top NFIP Flood Payout States in 2014

In 2014, major flooding in the U.S. resulted in more than $373 million in claim payouts through the National Flood Insurance Program (NFIP), according to statistics from the Insurance Information Institute (I.I.I.). Using information compiled from U.S. Department of Homeland Security (DHS) and the Federal Emergency Management Agency (FEMA), I.I.I. found that the average 2014 NFIP claim was $29,033. Florida ranked as the state with both the highest amount of payout and the highest number of claims, with $115.84 million paid out on 3,823 claims. The mid-Atlantic states of Pennsylvania, New York, Maryland and New Jersey ranked among the top 12 states with the highest claims payouts. Click here for the rankings of claims and payouts.

Thanks to Our 2015 PIA Partners:

American Strategic Insurance (ASI)

Capital Premium Financing

LUBA Workers' Comp

Markel FirstComp

Prime Rate Premium Finance Corporation

Stonetrust Commercial Ins. Co.